The KLRC Blog

"The National Weather Service has issued a severe storm warning for this area." These are words that can cause many of us to panic! We worry about being without electricity, food, and heat. Yet, even though we may have been through similar situations in the past, most of us do little, if anything, to prepare for such occurrences. We simply hope it doesn't happen again.

The fact is that emergencies happen! Some say that "life" happens! Storms come, jobs are lost, people get sick, unexpected events happen to all of us. Do you have a plan for how you are going to handle the next "storm" or are you simply crossing your fingers and hoping it doesn't happen?

Every person needs to plan for such events. What if you suddenly lost your job? Can you go three to six months without your paycheck? What if you had an unexpected medical bill? Most Americans have little or no savings to get them through a loss of income or pay an unexpected bill. 

Isn't it time you stopped crossing your fingers and developed a plan for how you will deal with the next emergency? The process is easier than you think, and putting it off only adds stress and leads to panic.